AMA Funding
Fort Lauderdale, Florida

Working capital for small businesses, on a timeline a bank can't match.

AMA Funding is a business funding brokerage. We take your real numbers straight to underwriting, come back with what is on the table, and tell you plainly where you stand. The underwriter decides what is offered and on what terms — our job is getting your file to the desk most likely to say yes.

  • No upfront fees. Nothing to apply, nothing to review your file. We are paid when it closes.
  • You see the numbers in writing before you commit to anything.
  • Most files get a straight answer within a few business days of your statements arriving.
See what a payment looks like Check your options
Payment estimator

See what a payment would look like

Move the sliders to whatever you are considering. This works out the monthly payment on those numbers - it is arithmetic on your assumptions, not a quote, and nothing here is sent to us.

$5k$500k
3 months36 months
5%60%

We have not filled this in for you and it is not what you would be offered. Set it to whatever you are comparing against.

Estimated payment $4,514 per month for 12 months
Amount drawn Cost of the money
Total repaid
$54,168
Cost of the money
$4,168
See your real options

This is an estimate, not an offer. It uses a standard amortising payment formula on the figures you chose. What a business actually qualifies for - the amount, the rate, the term and the payment structure - depends on the underwriter’s review of your business, and some structures repay as a share of revenue rather than a fixed monthly amount. Nothing here is an offer of credit or a commitment to fund.

Ready when you are

Now see what you can actually get

The estimator runs your assumptions. This runs your real numbers. Two minutes, no documents, and it does not affect your credit.

Check your options

Takes about two minutes. No documents needed to start, and nothing here affects your credit.

Optional. Only needed if you want us to reach you by phone or text.

By submitting you agree to our Terms and Privacy Policy. Submitting this form does not create an offer of financing, and does not obligate you to anything.

What we arrange

Five ways to put capital into a business

Which one fits depends on how your business earns. Tell us what the money is for and we will show you the options that actually suit it.

Working capital advance

Funding repaid as a set share of daily or weekly revenue, so payments move with your sales instead of against them. The most common fit for businesses with steady card or deposit volume.

Typically the fastest to close.

Business line of credit

A limit you draw against only when you need it, and pay interest only on what you have drawn. Useful when the need is recurring rather than one-off.

Revolves as you repay.

Equipment financing

The equipment itself secures the funding, which usually means a longer term and a lower cost than unsecured options. Applies to vehicles, machinery and fit-out.

Secured by the asset.

Invoice factoring

Advance against invoices you have already issued but not been paid on. Built for businesses that invoice other businesses and wait 30, 60 or 90 days to collect.

Scales with your receivables.

Term loans

A fixed amount over a fixed schedule. The most predictable structure, and generally the one with the most documentation involved.

Fixed, predictable payments.

Not sure which?

That is where most people start. Tell us what the money is for and what the business earns, and we will point you at the right one.

Start with your numbers

How it works

Four steps from here to funded

  1. Tell us about your business

    Your name, what you do, roughly what you bring in. Two minutes, no documents.

  2. We take it to underwriting

    We put your file in front of the underwriters who work with businesses like yours every day.

  3. Your options come back

    You see what is on the table and exactly what it costs, in writing, before you sign a thing.

  4. The money lands

    Pick the one that fits, sign, and the funds are on their way. Working capital often moves in a few business days.

Straight answers

What we will not do

Plenty of shops in this industry survive on the opposite of each of these. It is worth knowing where a desk stands before you hand over your numbers.

Charge you a fee to look

We do not take application fees, retainers or any other payment before funding. Florida's Commercial Financing Disclosure Law restricts what a commercial financing broker may charge a business up front, and we would not charge you regardless.

Promise you an amount

Nobody can tell you what you qualify for before seeing your numbers. Anyone who quotes you a figure or an approval up front is selling you something else.

Sell your information

We do not sell your information, and we never share mobile numbers or text-message consent with third parties or affiliates for their own marketing. The only others that touch them are the vendors that run our systems, under contract and only to provide them. Full detail in our Privacy Policy.

Find out where you stand

Two minutes, no documents, no obligation. If nothing fits, we will tell you that too.

Check your options

Who you are actually dealing with

Every claim below is checkable. We would rather give you the registration number than a badge.

Registered business AMA FUNDING LLC New Mexico LLC, business ID 0008124743, active and in good standing. Look it up on the New Mexico Secretary of State register.
Real address, real phone Fort Lauderdale, FL 2416 S Andrews Ave, Fort Lauderdale, FL 33316. A person answers (754) 315-3492 during business hours.
Encrypted connection HTTPS on every page TLS with HSTS and a strict content security policy. Check the padlock in your address bar - it is yours to verify, not ours to claim.
No upfront fees You are never billed by us No application fee, no retainer, no fee to review or shop your file. We are paid when your file closes, by the desk that funds it.
Not a lender We arrange, underwriters fund We are a brokerage, not a bank and not a direct lender. Nothing here is an offer of credit. Underwriting makes the decision.
Your data Never sold We do not sell your information, and mobile numbers and text consent are never shared with third parties or affiliates for their marketing. See Security.